Insurance Claims Denials Lawyers in Fort Myers, Florida
Has your homeowner’s insurance claim in Fort Myers, Florida been denied? Have you received a lower settlement than you expected? Or, have insurance companies taken too long to respond to or settle your claim because you cannot reach an agreement about a settlement? You are not alone in Florida. Homeowner’s insurance claims denials can occur for a number of reasons. Sometimes they occur because a policy excludes certain types of coverage or because of policy limits. Other times they occur because of miscommunication, lack of information, or even because of bad faith on the part of an insurance company.
If your homeowner’s insurance claim has been denied, consider reaching out to the insurance claim denials lawyers at the Law Offices of Michael M. Raheb, P.A. in Fort Myers, Florida. Our lawyers can review your case, review your policy, and help you with the next steps. We may be able to help.
What Can You Do If Your Homeowner’s Insurance Claim Has Been Denied in Fort Myers, Florida?
It can be incredibly disappointing to receive a rejection for your homeowner’s insurance claim. But, don’t despair. There are some things you can do right away to protect your rights:
- Read over your policy. Some policies have important exclusions. For example, the standard homeowner’s insurance policy doesn’t cover flood damage. Are you being denied because you are trying to make a claim on something that has been excluded? If you aren’t sure what is or isn’t covered by your homeowner’s insurance policy, consider reaching out to the insurance claim denials law firm at the Law Offices of Michael M. Raheb, P.A. in Fort Myers, Florida today.
- Ask for a written denial letter. While it is important to document the reasons why your claim has been denied when speaking to your adjuster over the phone, having a written letter outlining the reasons why your claim has been denied can help you get to the bottom of what went wrong. Was your claim denied because you disagree about the amount your insurance company should pay? Was it denied because you don’t have sufficient coverage? Or, could providing additional information in an appeal help the situation? If you are not sure, the Law Offices of Michael M. Raheb, P.A., an insurance claim denial law firm in Fort Myers, Florida may be able to help.
- Speak to a denied insurance claim lawyer today. There are many possible reasons why your claim might have been denied, but if your insurance company is acting in bad faith, the Law Offices of Michael M. Raheb, P.A. in Fort Myers, Florida may be able to help.
These are just some of the things you can do if your claim has been denied. Still have questions? Reach out to the insurance claim denials law firm of Michael M. Raheb, P.A. in Fort Myers, Florida today.
Denied Flood Insurance Claims in Fort Myers, Florida
Was your flood insurance claim denied in Fort Myers, Florida? Flood damage coverage is not included in standard homeowner’s insurance policies. This means that unless you purchased additional flood insurance coverage, you may not be able to make a flood damage claim. Check your policy if your flood damage claim has been denied. If you have purchased flood insurance and your claim has been denied, you may have the right to appeal the denial. Michael M. Raheb, P.A. is a Fort Myers, Florida flood insurance claim denial law firm that may be able to help you. Our flood insurance claim denial lawyers can review your policy, and help you take the next steps to protect your rights.
Denied Fire Insurance Claims in Fort Myers, Florida
Was your insurance claim for fire damage denied in Fort Myers, Florida? Fire damage claims may be denied for a number of reasons. If your settlement is lower than you expected, it is important to look at the type of policy you have. After a fire, homeowners can make claims to rebuild and repair, and they can make claims to replace items in their home damaged from the fire. The amount of money you will receive will depend on the type of insurance you have. There are two main types of insurance: replacement cost insurance and actual cash value insurance. Replacement cost insurance will pay to replace the items damaged. Your insurance company will give you a settlement so you can buy new versions of the damaged items. Actual cash value insurance will only offer a settlement for the value of the items on the day they were damaged. A new television is worth more than a used one, so actual cash value insurance settlements may not be sufficient for you to buy new versions of everything you lost. Have trouble understanding what is and isn’t covered in your policy? Michael M. Raheb, P.A. is a fire insurance claim denial law firm in Fort Myers, Florida that may be able to help you. If you have suffered losses in a fire, you may be entitled to seek compensation for the time you may have had to spend in a hotel, for the cost of replacing clothes, and for the extra food costs of not living at home. Reach out to the fire insurance claim denial lawyers at the Law Offices of Michael M. Raheb, P.A. in Fort Myers, Florida today.
Was Your Hurricane Insurance Claim Denied in Fort Myers, Florida?
Are you still trying to settle with your insurance company about a denied homeowner’s insurance claim after a hurricane? You are not alone. Many families are still struggling to settle their claims. In the aftermath of a storm, many different adjusters might handle a single claim, leading to lost documentation, confusion, and denied or unsettled claims. If you are in this situation, you have rights. The Law Offices of Michael M. Raheb, P.A. in Fort Myers, Florida is a hurricane insurance claim denial law firm that may be able to help. Our Fort Myers, Florida hurricane insurance claim denial lawyers can review your case and guide you on the next steps.
Contact an Insurance Claim Denial Law Firm in Fort Myers, Florida Today
The Law Offices of Michael M. Raheb, P.A. is an insurance claim denial law firm that may be able to help you if your homeowner’s insurance claim has been denied in Fort Myers, Florida. There are many reasons why a claim may be denied. Miscommunication, misunderstandings, and insurance bad faith are just some of these reasons. Have questions? Reach out to the Law Offices of Michael M. Raheb, P.A. today.
